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Language desk / reviewed term

What does Coinsurance mean?

Your share of a covered service's allowed amount, stated as a percentage.

Illustration — not a plan price

After the deductible, a plan may split an allowed charge between you and the insurer. The Summary of Benefits and Coverage states the split.

The actual plan document controls. Verify its definitions, network, exclusions, dates, and amounts before relying on the illustration.

Definitions here are never for sale — no plan is recommended on a comprehension page.

Source: HealthCare.gov — Glossary · Verified 2026-08-11 · Reviewed by the MedicalRecords.com editorial team · Last reviewed August 11, 2026

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