Language desk / reviewed term
What does Premium mean?
What you pay on a regular schedule to keep the plan active, whether you use care or not.
Illustration — not a plan price
The premium remains due during a month when you do not use covered care.
The actual plan document controls. Verify its definitions, network, exclusions, dates, and amounts before relying on the illustration.
Definitions here are never for sale — no plan is recommended on a comprehension page.
Source: HealthCare.gov — Glossary · Verified 2026-08-11 · Reviewed by the MedicalRecords.com editorial team · Last reviewed August 11, 2026