Language desk / reviewed term
What does Deductible mean?
The amount you pay for services subject to the deductible before the plan starts sharing those costs; some services may be covered earlier.
Illustration — not a plan price
If an office visit is subject to the deductible, you may pay the plan's negotiated amount until the deductible is met. Check the plan document for exceptions.
The actual plan document controls. Verify its definitions, network, exclusions, dates, and amounts before relying on the illustration.
Definitions here are never for sale — no plan is recommended on a comprehension page.
Source: HealthCare.gov — Glossary · Verified 2026-08-11 · Reviewed by the MedicalRecords.com editorial team · Last reviewed August 11, 2026