Language desk / reviewed term
What does Prior Authorization mean?
Approval your plan requires before it will cover certain care.
Illustration — not a plan price
Imaging or a prescription may require approval before service; the plan document and insurer can confirm the rule.
The actual plan document controls. Verify its definitions, network, exclusions, dates, and amounts before relying on the illustration.
Definitions here are never for sale — no plan is recommended on a comprehension page.
Source: HealthCare.gov — Glossary · Verified 2026-08-11 · Reviewed by the MedicalRecords.com editorial team · Last reviewed August 11, 2026