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What does Catastrophic Plan mean?

A Marketplace plan category with restricted eligibility and high member cost exposure before many benefits are paid.

Illustration — not a plan price

Confirm age or hardship eligibility and compare the deductible, covered visits, and premium with other available categories.

The actual plan document controls. Verify its definitions, network, exclusions, dates, and amounts before relying on the illustration.

Definitions here are never for sale — no plan is recommended on a comprehension page.

Source: HealthCare.gov — Health plan categories · Verified 2026-08-11 · Reviewed by the MedicalRecords.com editorial team · Last reviewed August 11, 2026

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