What does Emergency Room (ER) mean?

A hospital department for emergency conditions. Cost sharing can apply even when surprise-billing protections limit certain out-of-network charges.

Illustration — not a plan price

The No Surprises Act can protect covered emergency services from certain out-of-network billing, but it does not make the visit free.

The actual plan document controls. Verify its definitions, network, exclusions, dates, and amounts before relying on the illustration.