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What does Guaranteed Issue mean?

A rule requiring an insurer to accept eligible applicants without using health status to deny enrollment.

Illustration — not a plan price

Eligibility and enrollment timing still apply even when health history cannot be used to reject the applicant.

The actual plan document controls. Verify its definitions, network, exclusions, dates, and amounts before relying on the illustration.

Definitions here are never for sale — no plan is recommended on a comprehension page.

Source: HealthCare.gov — Glossary · Verified 2026-08-11 · Reviewed by the MedicalRecords.com editorial team · Last reviewed August 11, 2026

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